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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
TREC Amends Third Party Financing Addendum
In the December 13, 2019, issue of the Texas Register (44 TexReg 7711), the Texas Real Estate Commission (TREC) adopted the...
CFPB Supervisory Highlights, Fall 2019
In the December 11, 2019, Federal Register (84 FR 67725) the CFPB published the Fall 2019 edition of its Supervisory Highlights,...
Taxpayer First Act Requires New Taxpayer Consent Requirements
Section 2202 of “The Taxpayer First Act” (Public Law No. 116-25), signed into law on July 1, 2019, and effective December 29,...
Federal Regulators Issue Joint Statement on the Use of Alternative Data in Credit Underwriting
On December 3, 2019, the Federal Reserve Board, the Consumer Financial Protection Bureau, the Federal Deposit Insurance...
TREC Prohibits Real Estate Brokers and Sales Agents from Participating in “Pay-to-Play” Programs with Real Estate Settlement Service Providers.
The Texas Real Estate Commission (“TREC”), Texas’ regulating body for real estate brokers and sales agents (collectively,...
CFPB Issues RFI for its Assessment of TRID
In the November 22, 2019, issue of the Federal Register (84 FR 64436), the Consumer Financial Protection Bureau (CFPB) published...
CFPB Interpretive Rule Regarding Screening and Training Requirements for Individual Mortgage Loan Originators with Temporary Authority to Originate Consumer Mortgage Loans
In the November 19, 2019, issue of the Federal Register (84 FR 63791) the Consumer Financial Protection Bureau (CFPB) issued an...
Loan Originator Compensation
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Texas Loan Status Rules and Forms Amended Effective May 1, 2020
In the November 1, 2019, issue of the Texas Register (44 TexReg 6524, 6527) the Finance Commission of Texas adopted amendments...