On May 14, 2020, the Federal Housing Administration (FHA) issued Mortgagee Letter 2020-13 (ML 2020-13) and Mortgagee Letter...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Warranty Deeds
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HMDA Regulation C Final Rule Amends Permanent Institutional and Transactional Coverage Thresholds
In the May 12, 2020, Federal Register (85 FR 28364, click here), the Consumer Financial Protection Bureau (CFPB) issued a final...
Interim Rule Amends NCUA Regulations to Temporarily Defer Appraisal and Written Estimate of Market Value Requirements for Certain Real Estate Transactions
In the April 21, 2020, Federal Register (85 FR 22014), the National Credit Union Administration (NCUA) adopted an interim final...
Interim Rule Amends Federal Regulations to Temporarily Defer Appraisal and Evaluation Requirements for Certain Real Estate Transactions
In the April 17, 2020, Federal Register (85 FR 21312, click here), the Office of the Comptroller of the Currency, Treasury...
CFPB Bulletin 2020–02—Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers
In the May 5, 2020, Federal Register (85 FR 25281), the Bureau of Consumer Financial Protection (Bureau) issued Bulletin 2020-02...
CFPB Issues Interpretive Rule to Provide Certain Relief under TRID Rule and Regulation Z Rescission Rules Due to the COVID-19 Pandemic
In the May 4, 2020, Federal Register (85 FR 26319), the Bureau of Consumer Financial Protection (Bureau) issued an interpretive...
Supreme Court of Texas Answers 5th Circuit Home Equity Loan Equitable Subrogation Certified Question—Zepeda v. Federal Home Loan Mortgage Corporation, 935 F.3d 296 (5th Cir. Aug. 2019
This memorandum updates the firm’s August 19, 2019 memorandum on the United States Court of Appeals for the Fifth Circuit...
Texas Loan Status Rules and Forms Amended Effective May 1, 2020
In the November 1, 2019, issue of the Texas Register (44 TexReg 6524, 6527) the Texas Department of Savings and Mortgage Lending...
Renovation Loans
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