On December 2, 2020, the Federal Housing Administration (FHA) announced its new schedule of loan limits for calendar year 2021...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
CFPB Issues Procedural Rule Establishing Advisory Opinions Policy
In the December 3, 2020, issue of the Federal Register (85 FR 77987), the Bureau of Consumer Financial Protection (Bureau)...
OCC Proposed Regulation for Fair Access to Financial Services
In the November 25, 2020, issue of the Federal Register (85 FR 75261, click here), the Office of the Comptroller of the Currency...
Private Flood Insurance for FHA-Insured Mortgages
In the November 23, 2020, issue of the Federal Register (85 FR 74630, click here), HUD published a proposed rule, with a request...
Home Equity Lending Interpretation Amendments Adopted by the Finance Commission of Texas and Texas Credit Union Commission
Effective November 26, 2020, the Finance Commission of Texas and the Texas Credit Union Commission (herein “Commissions”) adopt...
VA Publishes Regulations Establishing Processes and Procedures for Issuing Guidance Documents
In the November 13, 2020, issue of the Federal Register (85 FR 72569, click here) VA published a final rule that creates a new...
HUD Publishes Regulations Establishing Processes and Procedures for Issuing Guidance Documents
In the November 10, 2020, issue of the Federal Register (85 FR 71537, click here) HUD published an interim final rule that...
Proposed Interagency Statement Clarifying Supervisory Guidance
In the November 5, 2020, issue of the Federal Register (85 FR 70512), the OCC, FRB, FDIC NCUA, and CFPB (collectively the...
OCC True Lender Final Rule (85 FR 68742)
In the October 30, 2020, Federal Register (85 FR 68742, click here) the Office of the Comptroller of the Currency (OCC) issued a...
CFPB Extends Sunset Date for Temporary GSE Qualified Mortgages
In the October 26, 2020, issue of the Federal Register (85 FR 67938, click here) the Consumer Financial Protection Bureau (CFPB)...